Finansinio saugumo ir finansų infrastruktūros tvarumo sąveikos vertinimas ekonominio bendradarbiavimo ir plėtros organizacijos šalyse

Abstract

The dissertation research aims to solve the scientific problem: how to assess the interaction between financial security and the sustainability of financial infrastructure. The analysis of financial security discusses the approach to this phenomenon at horizontal, vertical, micro and macro levels, reveals the value of financial security, legal regulation and sustainability aspects. It also reviews the content of the sustainability of financial infrastructure and summarises the theoretical principles of financial security and sustainability of financial infrastructure. The thesis proposes to assess financial security from the perspective of households, since the financial situation of the most numerous economic units has a significant impact on the economy. In addition to household savings and consumption data, other data describing the macroeconomic environment of households (level of economic development, stockpiling of the country’s financial reserves, stability of purchasing power) were taken into account when calculating the financial security index. When calculating the sustainability index of financial infrastructure, account was taken of the fact that information on legal requirements and their implementation, as well as an assessment of the credit situation, best reflects the situation of the financial infrastructure. The sustainability dimension of financial infrastructure is revealed through the processes of stability, development and efficiency of the financial system. The results of the study confirmed the existence of interactions between financial security and the sustainability of financial infrastructure in OECD countries during the period under analysis. Based on the results of the thesis, it can be argued that in order to ensure sustainable economic processes it is necessary to put in place financial security measures and maintain a sustainable financial infrastructure. The study prepares the basis for further research to identify which measures could most effectively contribute to ensuring the needs of financial security and sustainability of financial infrastructure, taking into account the interdependence of these phenomena in individual OECD countries.