Elektroninių pinigų teisinis reguliavimas
MetaduomenysRodyti išsamų įrašą
The doctoral thesis “Legal regulation of electronic money” present the need of legal regulation of alternative electronic payment instruments that are frequently referred to as electronic money arises from such factors as the use of such instruments as a dematerialized means of payment for goods and services, issues of anonymity, validity in the global scale and problems of licensing. The existing legal regulation provides only a narrow legal conception of electronic money excluding alternative instruments of payment abundantly used in the cyberspace. The paper focuses on the issues of the new generation electronic payment instrument known as electronic money: the concept, imposed theoretical and practical requirements, and buyer and seller needs (safety, price, acceptability, etc.) and presents a consistent regulatory mechanism necessary to conduct a smooth e-money emission and develop the actual e-monetary market. The doctoral thesis also includes a survey to compare e-money institutions available in Lithuania. The comparison is based on theoretical criteria that allow assessment of whether an e-money institution meets the needs of consumers and businesses and whether the existing legal regulation does not preclude implementation of requirements foreseen in theories.