Dominacje stochastyczne jako narzędzie wspomagania doboru optymalnych kombinacji stóp składek w ubezpieczeniach majątkowych.
Method of the assistance of the decision making process at the settlement of the optimal insurance premiums by insurance company which manage its activity at the non-life insurance was presented in this paper. The insurance premiums tables are constructed on the basis of the historical data about the level of the damage in the different types of the insurances. Furthermore these tables includes the bonus-mains tables for the individual risks. On this basis insurer fix the level of insurance premium for each type of risk. The method which permits to take the optimal combination of the gross insurance premiums for the any types of the insurances is proposed in this paper. This combination was the basis of the construction of the detailed tables of the risks premiums. These tables will contain rates of the insurance premiums optimal from the insurer’s point of view which has the given preferences and goals. This method- was illustrated by the simple numerical example.
- Articles / Straipsniai