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Fizinio asmens bankroto problema: teisiniai aspektai
Type of publication
Straipsnis kitoje duomenų bazėje / Article in other database (S4)
Author(s)
Vytauto Didžiojo universitetas | |
Vytauto Didžiojo universitetas | |
Astromskis, Paulius | Vytauto Didžiojo universitetas |
Title
Fizinio asmens bankroto problema: teisiniai aspektai
Other Title
The problem of bankruptcy of natural persons: legal aspects
Publisher (trusted)
Mykolo Romerio universitetas |
Date Issued
2010
Is part of
Jurisprudencija = Jurisprudence : research papers. Vilnius : Mykolo Romerio Universiteto Leidybos centras, 2010, Nr. 3(121).
Field of Science
Abstract
2009 m. pavasarį Lietuvos Respublikos Seime buvo užregistruotas fizinių asmenų bankroto įstatymo projektas, tačiau nepaisant akademinėje literatūroje vyraujančios nuomonės, jog fizinio asmens bankrotą įteisinti būtina, minėto įstatymo priėmimas buvo atidėtas neribotam laikui. Straipsnyje pristatomi ir išanalizuojami esminiai bankroto šalininkų bei priešininkų argumentai, pateikiama veiksnių, turinčių įtakos fizinio asmens bankrotui, analizė, atliekama Vakarų šalyse egzistuojančių prevencijos ir reabilitacijos kategorijų, taip pat priemonių analizė bei pasiūlomas reabilitacijos ir prevencijos priemonių modelis Lietuvos fizinio asmens bankroto koncepcijai.
Clearly, the aims of bankruptcy of natural persons will not be achieved if the debtor is left alone to cope with the reasons and factors that led him to the state of insolvency. The legal response to the insolvency of a natural person might be divided into three categories. The prevention category is usually defined as social and legal instruments through which a person is protected against insolvency, and generally forms part of the economic and social policy of the state. Rehabilitation is defined as the time interval, given to the debtor to recover from the resulting severe financial situation and to restore his or her economic strength. Alleviation measures seek to ensure the creation of the proper and functioning debt recovery mechanism, and to guarantee the satisfaction of the minimum needs of the debtor, particularly the ones of his family members (for example, children), and to give them the opportunity to live in dignity. This research concludes that the most effective rehabilitation model functioning in Lithuania would be the one which gives special attention to the debtor’s good faith conduct, both before the bankruptcy proceedings, and in performing the debt repayment plan, together with the monitoring of such performance. The most effective preventive measures for the insolvency of natural persons can be conditionally divided into the legislative—the regulation of the granting of loans to natural persons (communication of the information on the credit system)—and social (social policy, financial education and guidance or advice on debt issues).
Type of document
type::text::journal::journal article::research article
ISSN (of the container)
1392-6195
eLABa
2914884
Coverage Spatial
Lietuva / Lithuania (LT)
Language
Lietuvių / Lithuanian (lt)
Bibliographic Details
28
Access Rights
Atviroji prieiga / Open Access
File(s)